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Were you born to be a spender???

Papa was a…  nope, not a rolling stone — he was a psychology major and has always been fascinated by human behavior.   The questions of nature versus nurture, and conditioned reflexes, were regular dinner conversation fodder growing up — and accented by the differences in the two kids around table.  There’s some amount of family…
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We’ve been inspired…

Back on Saturday, February 5th we were thrilled to share the day with over 200 teens and their families or mentors during the Passport to Financial Literacy event at Howard Community College.  Middle and high school students came out on a dreary Saturday morning to spend a couple hours in a financial simulation…
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Teens and money…

Last Thursday we participated in Glenelg High School’s Money Management Day 2010.  What a great event for the juniors and seniors at GHS!  Interesting facts, too… Out of those we surveyed,  86% said that they get most of their information about money from their parents,  only 14% had access to…
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April is Financial Literacy Month in Howard County!

On Monday, we were delighted to attend the April 2010 Howard County Council meeting to receive this proclamation declaring it Financial Literacy Month.  We were joined by colleagues in the presentation that have demonstrated a commitment to financial education in Howard County.  They included Valerie Gross and Katie George of…
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What do pigs have to do with saving anyway?

Did you ever wonder why coin banks are shaped like pigs?  Honestly, why not a squirrel? At least they SAVE their nuts for winter.   Mice and beavers are known to do the same.  Ever heard of a beaver bank?  Actually, the piggy bank was just a big misunderstanding.  Here’s what…
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Keeping an eye on the prize…changing behaviors

Check out our article in the February 2010 issue of the the Business Monthly.  This month we’re talking about how financial education programs can be more effective if the behavioral change process is considered.  See the article: Financial Counseling Helps Nonprofit Clients Make Lasting Changes Then, join us at the…
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Welcome!

Welcome to makingCHANGE – Financial Wellness Center! We are a non-profit organization located in Howard County, MD dedicated to improving financial literacy. We offer educational programs, including our flagship online program makingCHANGE and in-person seminars in central Maryland. Additionally, we are working to develop partnerships locally to create a network…
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